Holiday Survival Guide

family-christmas-dinnerFrugal Tips to Help You Save Money

The holiday season doesn’t seem like a good time to start saving, but there are many things you can do to save money, or at least ensure you don’t overspend, that you’ll appreciate in January as you start the year without debt from the holidays hanging over your head.

Here are a few ideas:

  1. Clean your house before the holidays to find leftover wrapping paper, gift bags, tape, etc… you won’t have to buy this year.
  2. Shop garage sales or thrift stores for holiday decorations. You don’t need to spend big bucks to make your home look festive.
  3. Make a holiday budget and stick to it. Use a budget-tracking app for up to the minute information about your spending and balances such as mint.com.
  4. Pay cash for all your purchases. Credit card debt is not a good way to begin the new year.
  5. Consider sending postcards rather than holiday cards in envelopes to save on postage.
  6. Save on your energy bill and add some ambiance by dimming the lights and lighting a few candles.
  7. Clean out your trunk before driving long distances for get-togethers. Every pound of extra weight decreases your gas mileage.
  8. Google online vendors for coupon codes before pressing the “purchase” button. Many times you’ll save at least 15% on your order, or at least get free shipping.
  9. If you are hosting a meal, ask for help with side dishes and desserts from your guests so you’re not footing the bill for the entire meal.
  10. Freeze leftovers and bring your lunch to work for 1-2 weeks after the holidays.

– See more at: www.cnbohio.com/AboutUs/CNBNews/family-financial-news/2016/winter/holiday-survival-guide.aspx#sthash.zWnt7oRo.dpuf

 

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