Message from the President

J. Michael Romey, President/CEO of Citizens National Bank

J. Michael Romey, President/CEO of Citizens National Bank

Celebrating 95 Years of Community Banking

Citizens National Bank was organized in 1920 and this year we will have been in business for 95 years. The bank was organized by a group of businessmen from Bluffton that wanted to provide deposit and lending services to local business owners. We were a family-run bank for many years and I have had the great honor to follow my grandfather as only the 4th president in the bank’s history. In 1991 we became an employee owned company and today the efforts of all 160 employees are aligned with those of our shareholders and customers.

Citizens is a combination of a business bank serving the needs of small and medium sized businesses and a retail bank providing mortgage lending and deposit accounts to individuals. We operate a well-established investment service providing advice to both businesses and retail customers. Our goal is to blend the technology of a large bank with the personal service of a community bank.

We believe that we can also serve our communities by volunteering and sponsoring events and to that end last year we contributed $160,000 benefiting 325 organizations. We donated over 320 hours helping non-profit organizations with their efforts. I am proud to work for an organization that is community-oriented and community supported and that again was rated a high performance bank by our peers. CNB was rated one of the Best of the Best community banks in the country by the Independent Community Bankers of America. Read about it at Click on the May issue.

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