Reflex is an automatic action that your body does in response to something without you even having to think about it. You don’t decide to kick your leg when getting your reflexes tested, you just do it. Reflexes don’t just pertain to your body. Have you looked at your financial reflexes lately? These reflexes include looking at savings and evaluating your ability to respond to an emergency. If you were to face unemployment, medical emergencies or legal issues, do you have an emergency savings plan ready to help you manage these payments? Many financial planners recommend you have 3 to 6 months of living expenses stashed away. Use this emergency savings calculator to help you determine the amount of savings needed and how to begin saving toward this goal.