Tip #27 – Use barriers to prevent you from spending money

There are two kinds of barriers, active and passive. Active barriers are physical things like freezing your credit card in a block of ice so you can’t use it. Passive barriers are a little trickier because they don’t physically prevent you from spending money, but their absence lends itself to helping you save. For example, take yourself off email lists from your favorite store. If you don’t have that reminder in front of you that they’re having a sale you’re less likely to go there or shop online and spend money with them. This one is about removing temptation or making it more difficult for you to spend by eliminating things that are automatic, such as magazine subscriptions and forcing you to buy one magazine at a time if it’s what you really want.



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