Tip #10 – Use the free rewards from your credit card, car insurance, and workplace

Think about the places you belong to as a member: your credit card, auto insurance, Sam’s Club, or your job. Each of these offers perks that most people ignore. But by simply being a member, you get perks that can add up to thousands of dollars each year. In fact, every time you make a major purchase, you should be checking these perks first.

Credit card companies offer many perks to their cardholders such as travel insurance and car rental discounts, in addition to whatever rewards program they may offer. Their rewards programs usually include discounts to most major retailers. Your car insurance may even offer discounts on major retailers. It just takes a little planning ahead to know what you’ll need to purchase so you take advantage of the right coupon codes.  Many employees aren’t even aware of the perks their workplace offers, such as discounted memberships to health clubs or entertainment attractions. No one is going to bring these discounts to your attention. It’s your responsibility to ask. The more you check, the more you can save.

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