CITIZENS NATIONAL BANK NAMED A TOP PERFORMING COMMUNITY BANK

Ops Center SignICBA Independent Banker®, the award-winning magazine of the Independent Community Bankers of America (ICBA) and the nation’s number-one source for community banking news, recognized Citizens National Bank,
Bluffton, OH, as an ICBA Top Performer in its June issue. This recognition is based on Citizens National Bank’s 2013 year-end earnings and operational efficiencies.

“Whether it’s a small community bank serving a rural area or a large community bank serving a metro and suburban area, you’ll find they operate with the same focus by always putting their customers and communities first,” said Chris Lorence, ICBA executive vice president and chief marketing officer. “Citizens National Bank knows their local market and they thrive because of that expertise. We commend Citizens National Bank for its ongoing dedication, enthusiasm and devotion to the banking industry.”

As part of its annual recognition of high-performing ICBA member institutions, ICBA Independent Banker pulled year-end FDIC data to identify the community banks with the highest performance metrics — those with best return on average asset ratios and the best return on average equity ratios — in six asset-size categories. The rankings separately recognize top-performing Subchapter C corporation banks and Subchapter S corporation banks.
“We are pleased to be recognized as an ICBA Top Performer,” said Mike Romey, President/CEO of Citizens National Bank. “As active members of our communities, we credit our loyal  local customers and dedicated employees for our success. We look forward to serving the unique needs of our markets and helping them grow and prosper in the years to come.
To see the ICBA Top Performers listings, read the article “The Best of the Best” on ICBA Independent Banker’s website at http://www.independentbanker.org.

About ICBA
The Independent Community Bankers of America®, the nation’s voice for more than 6,500 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its
membership through effective advocacy, best-in-class education and high-quality products and services. For more information, visit http://www.icba.org.

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